Good Information you need to know! Medicare, Health, Life and Retirement issues with solutions and up-to-date news!
The “Free Preventive Care” Myth: What’s Actually $0, and What Still Costs You
One of the most commonly misunderstood benefits in health insurance is “free preventive care.” Many people schedule their annual physical believing...
Read More
Prolia Infusions -- Save lots of $$$ using Part B, not Part D.
Many times I hear clients who are told by their physicians that they must use Medicare Part D at the pharmacy for Prolia. Then they bring the...
Read More
Common Medicare Issues - Medicare not primary
Many times when an enroller at the Social Security office enters in a new application for Part B, they forget to push the button that says Medicare...
Read More
How Plan N works with Medicare - Physical Therapy
Plan N acts as secondary insurance to Original Medicare (Part A and Part B). It only pays if Medicare covers the service first: 100% Coinsurance...
Read More
Blood Tests covered by Medicare
Last updated November 20, 2025 Medicare covers most blood tests when medically necessary, but there’s a crucial distinction that could leave you...
Read More
Featured Blogs
- The “Free Preventive Care” Myth: What’s Actually $0, and What Still Costs You
- Prolia Infusions -- Save lots of $$$ using Part B, not Part D.
- Common Medicare Issues - Medicare not primary
- How Plan N works with Medicare - Physical Therapy
- Blood Tests covered by Medicare
- When “Just Enough” Life Insurance Becomes Not Enough
- Subtle Enrollment Traps: When a “Life Event” Doesn’t Count as a Special Enrollment Period
- Industry News - Medicare Advantage: The impact of regulation and untilization.
- The ‘New Parent’ Coverage Gap Nobody Mentions
- Deductible vs Out-of-Pocket Max: Two Numbers People Confuse (and the Impact on Real Bills)
- Your Life Insurance Isn’t ‘Portable’ Like You Think (The Employer Coverage Trap)
- Prescription Gotchas: Prior Authorization, Step Therapy, and Formulary Changes
- A Subtle Enrollment Trap: When a “Life Event” Doesn’t Count for a Special Enrollment Period
- Two Mistakes People Make When Choosing a Medicare Supplement—and How to Avoid Them
- Why the Lowest Premium Might Cost You More in the Long Run
- What to Know About Medicare’s New WISeR Model: Aiming for Smarter Spending, Not Less Care
- How One Life Insurance Feature Saved a Financial Plan
- You’re Retiring at 68—Did You Miss Your Medigap Enrollment Window?
- Your Spouse Isn’t Eligible for Medicare Yet—Now What?
- Which Medicare Option Works Best for Snowbirds?
- The Overlooked Connection Between Dental Visits and Overall Health
- Funding a Business Buyout with Life Insurance: What Every Partner Should Know
- What Happens if You Get Hurt on Vacation?
- Does Your Health Insurance Cover Nutrition Counseling?
- Health Insurance for Self-Employed Professionals: What Are Your Options?
- What to Do If You Get a Surprise Medical Bill
- Coverage for College Students: Are They Still Protected Under Your Plan?
- Does Your Health Insurance Cover Mental Health Services?
- What Happens If I Outlive My Term Life Insurance Policy
- Flexible Spending Accounts: A Smart Tool to Save on Health and Dependent Care Costs
- Why Some Doctors Prefer Patients with Medicare Supplement Plans
- Beat the Heat: Smart Ways to Stay Cool All Summer Long
- Top 10 U.S. Roadside Attractions to Visit this Summer
- Term Life Insurance vs. Accidental Death and Dismemberment: What’s the Difference?
- Bikes, Kayaks, and Rooftop Gear: What Your Insurance Covers
- ER, Urgent Care, or Virtual Visit? Where to Go and What It’ll Cost You
- Walk First, Wander Later: The Travel Hack You’ll Wish You’d Known Sooner
- Key Man Insurance Explained: Coverage, Structure, and Tax Implications
- Understanding Term Life Insurance Convertibility: Your Future Self May Thank You
- Rip Tides: What They Are, How to Spot Them, and What to Do If You're Caught in One
- The Benefits of Visiting Your Farmers Market this Summer
- Concierge Medical Care: A New Way To Better Health
- Safe Travels: How to Prepare Your Family for an International Vacation
- Ocean, Lakes, and Pools, Oh My! Tips for a Safe Summer Around Water
- Understanding the EOB: What Is It and Why Should You Care?
- Why Your Dentist Might Be Your Most Important Healthcare Provider
- When Life Happens: Building a Family Emergency Plan that Actually Works
- Would You Bet $7,000 on Your Health This Year?
- Breathe Easy: The Surprising Benefits of Houseplants in Your Home
- Understanding the Unique Challenge
- Term Insurance: A Smart Way to Secure Your Family’s Future
- The Ultimate Spring Bucket List: Fun Activities to Enjoy the Season
- Spring into Wellness: How to Boost Your Health and Energy this Season
- Top 5 Common Insurance Myths and the Truth Behind Them
- Understanding Universal Life Insurance: Is It Right for You?
- Understanding Your Insurance Options
- The Hidden Benefits of Health Insurance You May Not Be Using
- Questions to Ask Before Choosing an Insurance Policy
- Healthy Habits, Healthier Premiums: How Lifestyle Changes in 2025 Can Impact Insurance Rates
- Why Insurance Should Be Part of Your 2025 Resolutions
- New Year, New Coverage: Why January Is the Perfect Time to Reassess Your Health Insurance Needs
- Smart Ways to Cut Insurance Costs without Sacrificing Protection
- Year-End Insurance Checklist: Ensure You're Covered for the Year Ahead
- Life Insurance Myths Debunked: What You Really Need to Know
- Why Choosing an Independent Insurance Agent Could Be Your Best Decision Yet
- Exploring the Benefits of Whole Life Insurance Beyond Basic Coverage
- The Critical Role of Life Insurance in a Comprehensive Personal Finance Strategy
- A Layman's Guide to Choosing the Right Health Insurance Plan
- Flu Season Survival Guide
- Prioritizing Preventive Care in Your Wellness Journey
- Brown and White Eggs: What’s the Difference?
- DIY Disaster Preparedness Kit: Make your own disaster preparedness kit with these essentials to keep your property and family safe
- Why Supplemental Health Insurance Might Be Worth Considering
- The Benefits of Bundling: How Combining Policies Can Save You Money
- Health Savings Account: Is It Worth It Having it?
- The Impact of New Technology on Insurance
- Healthy Living on a Budget: How Insurance Can Help You Save on Wellness Expenses
- Protecting Your Investments: The Role of Insurance in Wealth Management
- Understanding Co-Pays vs. Coinsurance: Making Sense of Your Health Insurance Costs
- Insurance Myth Busters: Debunking Common Misconceptions about Coverage
- Understanding Your Health Insurance Deductible: Tips for Making the Most of Your Coverage
- The Evolution of Insurance: Trends and Innovations Shaping the Industry
- Healthy Habits for the Summer: Tips for Utilizing Your Health Insurance Benefits
- The Future of Work
- Emergency Preparedness: How Insurance Can Provide Peace of Mind During Crises
- Managing Chronic Conditions: How Health Insurance Can Help You Stay Healthy All Year Round
- Navigating Insurance Renewals: Tips for Reviewing Your Policies
- The Importance of Preventive Care Coverage: How Your Health Insurance can Save You Money in the Long Run
- Easy & Creative Ideas to Refresh Your Home for Summer
- Health Insurance 101: A Guide for Recent Graduates
- How Milestones Can Affect Your Coverage Needs
- Post Covid Medicare Supplement Plan Increases
- Safeguard Your Medicare Number: A Guide to Avoiding Fraud and Protecting Your Benefits
- How to Fall Back Asleep After Waking in the Middle of the Night
- Embrace Strong Bones: Tips for Lifelong Health
- How to Improve the Air Quality in Your Home
- How to Avoid Muscle Loss as You Age
- The Rise of Urban Gardening
- Art of Mindful Eating: Transform Your Meals, Transform Your Life
- Fueling Your Mind with Brain-Boosting Foods
- 5 Simple Ways to Boost Your Immune System (and 1 unusual way)
- Embracing Our Roles: Renewing Our Commitment to Sustainable Living
- Tips for a Stress-Free Tax Season Experience
- Spring fitness ideas
- Inspirational women who make the world a better place
- Creating a Positive Start to Your Day
- Spring Forward: Adjusting Your Routine for Daylight Saving Time
- Gratitude - Key to a Positive Mindset
- Adopting a Holistic Wellness Approach to a Healthier You
- 3 Common Sense Things People Should Know
- Exploring Superfoods: Nutrient-Packed Ingredients for a Healthy Diet
- Unraveling the Mystery of the Extra Day
- Digital Detox: A Healthy You in a Hyperconnected World
- Financial Fitness in 2024: Budgeting and Saving Tips
- Three Joyful Habits for a Healthier You in 2024
- New Year's Resolutions: Staying Committed Year Round
- The Magic of Christmas Traditions
- Staying Healthy During the Winter Months!
- How to be a Time Management Whiz During this Busy Season
- Self-care tips for December
- Mastering the Mind: Techniques for Better Memory and Cognitive Function
- The Art of Productive Procrastination: How to Make the Most of Downtime
- Eating for Energy: Foods that Boost Your Stamina and Productivity
- How to enjoy and celebrate chilly, gloomy days
- Thriving in Your Golden Years: Strategies for Aging Gracefully and Vibrantly
- Best Dog Breeds that Suit Your Needs
- Reduce Stress: Develop Patience
- DIY Delights: Creative Projects for Seniors
- Coping with Seasonal Affective Disorder (SAD)
- Long-term Health Benefits of Physical Activity
- How to Trim Down Hidden Costs of Flying
- Best foods for hydration
- How to Experience Positive Aging (8 Tips)
- How to Improve Your Health: The 5 Main Aspects of Wellness
- How much should you actually have in savings?
- Are you underinsured for your circumstances?
- How to Build Sustainable Wealth
- How to Maintain Our Body
- Enhancing Resilience as We Age
- The Body After 60: Overcoming Barriers to Exercise
- The best herbs to grow for beginners
- Foods you had no idea you could freeze
- Is celebrating your 100th birthday no longer a dream?
- Medicare and Medicaid: Dual eligibility