Compare Dental Plans and Enroll Online
Choosing the right dental plan does not have to be confusing. Below you can compare several popular dental insurance options side by side, including coverage for preventive care, basic and major services, implants, and missing teeth. Review the networks, benefits, view plan brochures, and enroll online in the plan that best fits your needs and budget. To received the most savings with your plan your Dentist must be in network.
| Feature / Benefit |
Ameritas GPM Dental Plus Pro |
Ameritas Protector Plus Dental Core |
Physicians Mutual Premier | NCD / MetLife | United Healthcare Dental Wise Max |
|---|---|---|---|---|---|
| Enroll | Enroll | Enroll | Email Sheilah to Enroll | Enroll | Enroll |
| Brochure | View Policy Info | View Policy Info | Email Sheilah to recieve brochure | View brochure | View brochure |
| Max Benefit | $3,000 | $1,000 | Unlimited | $10,000 | $3,000 |
| Dental Network | Search Network | Search Network | Search Network | Search Network |
Must run quote to see networks |
| Hearing Benefit | Yes | No | Yes | Discounts | Yes |
| Vision Benefit | Extra | Extra | Extra | Extra | Extra |
| Implant Coverage* | Yes | Yes | Yes | $3,000 / year | Yes |
| Prior Coverage Credit*** | Yes | No | No | No | Yes |
| Missing Tooth Clause** | Yes | Yes | Yes | Yes | No |
| Notes |
- 1st year max $2,000; increases to $3,000 in year 3 - Limited basics/majors year 1; increases after year 1 |
- Lower cost with 100% preventive - Limited benefit for basic & major |
- Year 1 100% on preventive and 70% on basics; Year 2: 70% majors |
- Large Max benefit -In Network 35% - 50% on Average Discounted Rate |
- No missing tooth clause - Limited basics/majors year 1; increases after year 1 |
| Preventive Coverage | 100% Day 1 | 100% Day 1 | 100% Day 1 | 100% Day 1 | 100% Day 1 |
| Premium (estimate) | Under $50 / person | Under $40 / person | Over $50 / person | Over $60 / person | Over $50 / person |
* Plans have limited benefits for implants.
** For coverage replacing a missing tooth, the tooth must be pulled using the plan benefits.
*** With prior dental coverage, waiting periods may be waived for Year 1.